Welcome to the Jungle

The investing magic behind DCA (dollar-cost average).

Why Investing is like surviving in the jungle

In this section, we introduce you to the wild world of investing by comparing three types of Dollar-Cost Averaging (DCA) strategies to jungle animals.

Each animal represents a different approach to investing, helping you find the style that best fits your temperament and experience.

What is Dollar-Cost Averaging (DCA)?

Imagine you’re in the jungle and bananas are the currency of value. Instead of trying to guess when bananas will be cheapest (which is nearly impossible, even for the cleverest gorilla), you decide to buy a fixed number of bananas every week, no matter the price.

Sometimes you’ll buy more bananas when they’re cheap, and sometimes fewer when they’re expensive, but over time, you smooth out the cost and avoid the stress of trying to time the market.

This is the essence of DCA:

• You invest the same amount regularly (like buying bananas every Monday).

• You don’t worry about the price swings—sometimes you get more, sometimes less, but you keep building your banana stash.

• You avoid the risk of making a big purchase at the worst possible time (like buying all your bananas right before a storm destroys half the crop).

Meet the Jungle Investors

• The Gorilla (Active DCA):

Swings through the trees, always watching for the ripest bananas. This investor needs strong emotions and deep knowledge—timing the market, reading signals, and making bold moves. Not for the faint of heart!

• The Giraffe (Semi-Passive DCA):

With a high vantage point, the giraffe keeps an eye on the news and the jungle’s mood. It adjusts its banana-buying based on what it sees, sometimes eating more, sometimes less, but always staying alert. It usually applies a set of rules.

• The Elephant (Passive DCA):

Calm, steady, and reliable. The elephant buys bananas every week, rain or shine, never worrying about the price or the latest jungle gossip. This approach is simple and stress-free, perfect for those who want to build wealth over time without drama.